<?xml version="1.0" encoding="UTF-8" ?><response>
<loans type="list"><loan><id>133347</id><name>Bernarda Santiaga</name><description><languages type="list"><language>es</language><language>en</language></languages><texts><es>Doña Bernarda es originaria del Canton Patzarajmac del municipio de Totonicapán es es casada con dos hijos su actividad principal es el bordado manual  ya que dicha actividad lo aprencio de su querida madre hace ya mas de quince años con los ingreso que obtiene ha podido darles estudio a sus hijos y6a que en dicha comunidad su principal fuente de ingreso de la poblacion es el bordado manual  traje esclusivamente para damas, ella necesita un credito  para ampliar su capital ya que para la elaboracion de un Güipil tarde en el bordado mas de un mes por lo tanto necesita de suficiente capital.</es><en>Bernarda is a native of the community Canton Patzarajmac, municipality of Totonicapán, Guatemala. She is married with two children, and her primary activity is embroidering by hand, a craft she learned from her beloved mother more than 15 years ago. With the money she makes, she has been able to provide for her children&apos;s education. In her community, the main source of income comes from manually embroidering dresses exclusively for women. Bernarda is requesting a loan to increase her capital to make a Güipil, a traditional regional gown that takes more than a month to complete, and to do so she needs sufficient funds.&lt;br /&gt;&lt;p&gt;&lt;strong&gt;Translated from Spanish by Marty Greenstein, Kiva Volunteer&lt;/strong&gt;&lt;/p&gt;</en></texts></description><status>paid</status><funded_amount>375</funded_amount><paid_amount>375</paid_amount><image><id>379462</id><template_id>1</template_id></image><activity>Embroidery</activity><sector>Arts</sector><use>Increase working capital</use><location><country_code>GT</country_code><country>Guatemala</country><town>Totonicapán</town><geo><level>country</level><pairs>15.5 -90.25</pairs><type>point</type></geo></location><partner_id>113</partner_id><posted_date>2009-08-29T03:20:05Z</posted_date><loan_amount>375</loan_amount><borrowers type="list"><borrower><first_name>Bernarda Santiaga </first_name><last_name/><gender>F</gender><pictured>1</pictured></borrower></borrowers><terms><disbursal_date>2009-08-24T07:00:00Z</disbursal_date><disbursal_currency>GTQ</disbursal_currency><disbursal_amount>3000</disbursal_amount><loan_amount>375</loan_amount><local_payments type="list"><local_payment><due_date>2009-09-24T07:00:00Z</due_date><amount>250</amount></local_payment><local_payment><due_date>2009-10-24T07:00:00Z</due_date><amount>250</amount></local_payment><local_payment><due_date>2009-11-24T08:00:00Z</due_date><amount>250</amount></local_payment><local_payment><due_date>2009-12-24T08:00:00Z</due_date><amount>250</amount></local_payment><local_payment><due_date>2010-01-24T08:00:00Z</due_date><amount>250</amount></local_payment><local_payment><due_date>2010-02-24T08:00:00Z</due_date><amount>250</amount></local_payment><local_payment><due_date>2010-03-24T07:00:00Z</due_date><amount>250</amount></local_payment><local_payment><due_date>2010-04-24T07:00:00Z</due_date><amount>250</amount></local_payment><local_payment><due_date>2010-05-24T07:00:00Z</due_date><amount>250</amount></local_payment><local_payment><due_date>2010-06-24T07:00:00Z</due_date><amount>250</amount></local_payment><local_payment><due_date>2010-07-24T07:00:00Z</due_date><amount>250</amount></local_payment><local_payment><due_date>2010-08-24T07:00:00Z</due_date><amount>250</amount></local_payment></local_payments><scheduled_payments type="list"><scheduled_payment><due_date>2009-11-01T07:00:00Z</due_date><amount>31.25</amount></scheduled_payment><scheduled_payment><due_date>2009-12-01T08:00:00Z</due_date><amount>31.25</amount></scheduled_payment><scheduled_payment><due_date>2010-01-01T08:00:00Z</due_date><amount>31.25</amount></scheduled_payment><scheduled_payment><due_date>2010-02-01T08:00:00Z</due_date><amount>31.25</amount></scheduled_payment><scheduled_payment><due_date>2010-03-01T08:00:00Z</due_date><amount>31.25</amount></scheduled_payment><scheduled_payment><due_date>2010-04-01T07:00:00Z</due_date><amount>31.25</amount></scheduled_payment><scheduled_payment><due_date>2010-05-01T07:00:00Z</due_date><amount>31.25</amount></scheduled_payment><scheduled_payment><due_date>2010-06-01T07:00:00Z</due_date><amount>31.25</amount></scheduled_payment><scheduled_payment><due_date>2010-07-01T07:00:00Z</due_date><amount>31.25</amount></scheduled_payment><scheduled_payment><due_date>2010-08-01T07:00:00Z</due_date><amount>31.25</amount></scheduled_payment><scheduled_payment><due_date>2010-09-01T07:00:00Z</due_date><amount>31.25</amount></scheduled_payment><scheduled_payment><due_date>2010-10-01T07:00:00Z</due_date><amount>31.25</amount></scheduled_payment></scheduled_payments><loss_liability><nonpayment>lender</nonpayment><currency_exchange>shared</currency_exchange><currency_exchange_coverage_rate>0.2</currency_exchange_coverage_rate></loss_liability></terms><payments type="list"><payment><amount>31.25</amount><local_amount>250</local_amount><processed_date>2009-09-24T07:00:00Z</processed_date><settlement_date>2009-10-15T13:16:39Z</settlement_date><rounded_local_amount>257.34</rounded_local_amount><currency_exchange_loss_amount>0</currency_exchange_loss_amount><payment_id>86999018</payment_id></payment><payment><amount>31.25</amount><local_amount>250</local_amount><processed_date>2009-10-24T07:00:00Z</processed_date><settlement_date>2009-11-15T14:57:36Z</settlement_date><rounded_local_amount>257.35</rounded_local_amount><currency_exchange_loss_amount>0</currency_exchange_loss_amount><payment_id>96911377</payment_id></payment><payment><amount>31.25</amount><local_amount>250</local_amount><processed_date>2009-11-24T08:00:00Z</processed_date><settlement_date>2009-12-15T11:37:27Z</settlement_date><rounded_local_amount>257.34</rounded_local_amount><currency_exchange_loss_amount>0</currency_exchange_loss_amount><payment_id>103750930</payment_id></payment><payment><amount>31.25</amount><local_amount>250</local_amount><processed_date>2009-12-24T08:00:00Z</processed_date><settlement_date>2010-02-13T08:50:06Z</settlement_date><rounded_local_amount>257.34</rounded_local_amount><currency_exchange_loss_amount>0</currency_exchange_loss_amount><payment_id>110638651</payment_id></payment><payment><amount>31.25</amount><local_amount>250</local_amount><processed_date>2010-01-24T08:00:00Z</processed_date><settlement_date>2010-02-18T09:06:53Z</settlement_date><rounded_local_amount>257.35</rounded_local_amount><currency_exchange_loss_amount>0</currency_exchange_loss_amount><payment_id>118035375</payment_id></payment><payment><amount>93.75</amount><local_amount>750</local_amount><processed_date>2010-04-24T07:00:00Z</processed_date><settlement_date>2010-05-15T09:50:03Z</settlement_date><rounded_local_amount>772.03</rounded_local_amount><currency_exchange_loss_amount>0</currency_exchange_loss_amount><payment_id>136634359</payment_id></payment><payment><amount>31.25</amount><local_amount>250</local_amount><processed_date>2010-05-24T07:00:00Z</processed_date><settlement_date>2010-06-15T08:50:05Z</settlement_date><rounded_local_amount>257.34</rounded_local_amount><currency_exchange_loss_amount>0</currency_exchange_loss_amount><payment_id>144668822</payment_id></payment><payment><amount>31.25</amount><local_amount>250</local_amount><processed_date>2010-06-24T07:00:00Z</processed_date><settlement_date>2010-07-15T09:25:13Z</settlement_date><rounded_local_amount>257.34</rounded_local_amount><currency_exchange_loss_amount>0</currency_exchange_loss_amount><payment_id>151852638</payment_id></payment><payment><amount>31.25</amount><local_amount>250</local_amount><processed_date>2010-07-24T07:00:00Z</processed_date><settlement_date>2010-08-15T10:16:34Z</settlement_date><rounded_local_amount>257.35</rounded_local_amount><currency_exchange_loss_amount>0</currency_exchange_loss_amount><payment_id>159591085</payment_id></payment><payment><amount>31.25</amount><local_amount>250</local_amount><processed_date>2010-08-24T07:00:00Z</processed_date><settlement_date>2010-09-15T09:42:08Z</settlement_date><rounded_local_amount>257.34</rounded_local_amount><currency_exchange_loss_amount>0</currency_exchange_loss_amount><payment_id>166802131</payment_id></payment></payments><funded_date>2009-08-29T06:07:16Z</funded_date><paid_date>2010-09-15T09:42:08Z</paid_date><journal_totals><entries>0</entries><bulkEntries>0</bulkEntries></journal_totals></loan></loans></response>
