<?xml version="1.0" encoding="UTF-8" ?><response>
<loan_updates type="list"><loan_update><journal_entry><id>46861</id><subject>Loan Refunded</subject><body>This loan has been refunded for the following reason: &#10;&#10;Due to an administrative error, the loan amount posted was incorrect.  We apologize for any inconvenience.&#10;</body><date>2008-04-01T19:47:28Z</date><author>Daniel Kahn</author><bulk>1</bulk><comment_count>0</comment_count><recommendation_count>0</recommendation_count></journal_entry><update_type>journal_entry</update_type></loan_update></loan_updates></response>